{"schema_version":"alpha-profile-public-v1","slug":"carmen-fernandez","canonical_url":"https://registry.alpha.ac/people/carmen-fernandez","as_of":"2026-09-21T16:20:11.335963+00:00","published_at":"2026-09-02T04:20:44.357425+00:00","last_reviewed_at":"2026-05-16T05:27:19.058+00:00","identity":{"display_name":"Carmen Fernandez","headshot_url":null,"headshot_media":null,"profile_kind":"executive","role_tags":["executive"],"current_role":null,"photo_match":null},"assurance":{"is_claimed":false,"status":"unverified","assurance_level":null,"method":null,"verified_at":null,"expires_at":null},"claiming":{"eligible":true,"label":"Is this you? Claim your Alpha Profile","claim_url":"https://terminal.alpha.ac/claim-profile?person=carmen-fernandez","suggest_edit_label":"Suggest an edit","suggest_edit_url":"https://terminal.alpha.ac/claim-profile?person=carmen-fernandez&mode=suggest","canonical_record_will_be_reused":true,"canonical_facts_owner_controlled":false},"presentation":{"schema_version":"alpha-profile-presentation-v1","state":"alpha_editorial","version":0,"published_at":null,"headline":null,"headline_evidence":null,"location":null,"photo":null,"cover":null,"about":["Appointed Chief People Officer in January 2021. Held positions within the Company for 15 years including Deputy CHRO and CHRO of Guy Carpenter. Previously worked in investment banking at Goldman Sachs and Bank of America."],"links":[],"sources":[],"featured":[],"competencies":[],"board_preferences":null,"board_service":[],"experience":[],"education":[],"credentials":[],"section_order":null,"hidden_sections":[],"limitations":["Presentation fields do not alter independently verified Alpha Profile facts.","Owner-supplied résumé records retain their field-level evidence state.","Only confirmed company_person_roles with public evidence. Website governed_site_fallback rows are not invented. about/links are stored people.profile_summary/bio and linkedin_url only. Dates stay undisclosed when the role has no start_date. SoFi Bank is not SoFi Technologies."]},"presentation_authority":"confirmed_company_person_roles","roles":[],"claims":[{"claim_type":"ai_expertise","claim_value":{"detail":"Oversees human resources strategy; previously held various HR leadership roles within the company and worked in investment banking at Goldman Sachs and Bank of America.","ai_expertise":false},"claim_text":"SEC-derived executive row classified AI expertise as False.","claim_state":"verified","valid_from":null,"valid_to":null,"confidence":0.94,"source_tier":3,"verification_status":"confirmed","last_reviewed_at":"2026-05-03T15:43:17.008438+00:00","version":1,"evidence":[{"source_name":"SEC EDGAR","document_title":"MRSH executive roster source","source_type":"sec_filing","source_tier":3,"source_url":null,"published_at":null,"last_checked_at":"2026-05-03T15:42:45.028877+00:00","relation":"supports","excerpt_locator":null}]},{"claim_type":"ai_governance_relevance","claim_value":{"reasons":[],"relevant":false},"claim_text":"AI-governance relevance classified as False from role/title and SEC-derived executive context.","claim_state":"verified","valid_from":null,"valid_to":null,"confidence":0.94,"source_tier":3,"verification_status":"confirmed","last_reviewed_at":"2026-05-03T15:43:17.008438+00:00","version":1,"evidence":[{"source_name":"SEC EDGAR","document_title":"MRSH executive roster source","source_type":"sec_filing","source_tier":3,"source_url":null,"published_at":null,"last_checked_at":"2026-05-03T15:42:45.028877+00:00","relation":"supports","excerpt_locator":null}]},{"claim_type":"ai_ml_experience","claim_value":false,"claim_text":"Executive extraction classified AI/ML experience for Carmen Fernandez as false.","claim_state":"verified","valid_from":null,"valid_to":null,"confidence":0.72,"source_tier":3,"verification_status":"confirmed","last_reviewed_at":"2026-05-16T05:27:19.256035+00:00","version":1,"evidence":[{"source_name":"SEC EDGAR","document_title":"MMC 10-K executive officers","source_type":"sec_filing","source_tier":3,"source_url":"https://www.sec.gov/Archives/edgar/data/62709/000006270926000022/mrsh-20251231.htm","published_at":"2026-02-09T00:00:00+00:00","last_checked_at":"2026-07-11T00:40:28.171448+00:00","relation":"supports","excerpt_locator":null}]},{"claim_type":"cybersecurity_experience","claim_value":false,"claim_text":"Executive extraction classified cybersecurity experience for Carmen Fernandez as false.","claim_state":"verified","valid_from":null,"valid_to":null,"confidence":0.72,"source_tier":3,"verification_status":"confirmed","last_reviewed_at":"2026-05-16T05:27:19.289466+00:00","version":1,"evidence":[{"source_name":"SEC EDGAR","document_title":"MMC 10-K executive officers","source_type":"sec_filing","source_tier":3,"source_url":"https://www.sec.gov/Archives/edgar/data/62709/000006270926000022/mrsh-20251231.htm","published_at":"2026-02-09T00:00:00+00:00","last_checked_at":"2026-07-11T00:40:28.171448+00:00","relation":"supports","excerpt_locator":null}]},{"claim_type":"executive_company","claim_value":"MARSH & MCLENNAN COMPANIES, INC.","claim_text":"Carmen Fernandez is associated with MARSH & MCLENNAN COMPANIES, INC..","claim_state":"verified","valid_from":"2026-02-09","valid_to":null,"confidence":0.94,"source_tier":3,"verification_status":"confirmed","last_reviewed_at":"2026-07-11T00:40:28.171448+00:00","version":1,"evidence":[{"source_name":"SEC EDGAR","document_title":"MMC 10-K executive officers","source_type":"sec_filing","source_tier":3,"source_url":"https://www.sec.gov/Archives/edgar/data/62709/000006270926000022/mrsh-20251231.htm","published_at":"2026-02-09T00:00:00+00:00","last_checked_at":"2026-07-11T00:40:28.171448+00:00","relation":"supports","excerpt_locator":null}]},{"claim_type":"executive_company","claim_value":"Marsh & McLennan Companies, Inc.","claim_text":"Carmen Fernandez is associated with Marsh & McLennan Companies, Inc..","claim_state":"verified","valid_from":"2026-02-09","valid_to":null,"confidence":0.94,"source_tier":3,"verification_status":"confirmed","last_reviewed_at":"2026-04-29T07:10:16.713751+00:00","version":1,"evidence":[{"source_name":"SEC EDGAR","document_title":"MRSH 10-K executive officers","source_type":"sec_filing","source_tier":3,"source_url":"https://www.sec.gov/Archives/edgar/data/62709/000006270926000022/mrsh-20251231.htm","published_at":"2026-02-09T00:00:00+00:00","last_checked_at":"2026-04-29T07:10:16.577556+00:00","relation":"supports","excerpt_locator":null}]},{"claim_type":"executive_company","claim_value":{"ticker":"MRSH","company":"Marsh & McLennan Companies, Inc."},"claim_text":"Carmen Fernandez is associated with Marsh & McLennan Companies, Inc..","claim_state":"verified","valid_from":null,"valid_to":null,"confidence":0.94,"source_tier":3,"verification_status":"confirmed","last_reviewed_at":"2026-05-03T15:43:17.008438+00:00","version":1,"evidence":[{"source_name":"SEC EDGAR","document_title":"MRSH executive roster source","source_type":"sec_filing","source_tier":3,"source_url":null,"published_at":null,"last_checked_at":"2026-05-03T15:42:45.028877+00:00","relation":"supports","excerpt_locator":null}]},{"claim_type":"executive_function","claim_value":{"role_family":"people_talent","role_type_normalized":"chro"},"claim_text":"Carmen Fernandez maps to the people talent executive function.","claim_state":"verified","valid_from":null,"valid_to":null,"confidence":0.94,"source_tier":3,"verification_status":"confirmed","last_reviewed_at":"2026-05-03T15:43:17.008438+00:00","version":1,"evidence":[{"source_name":"SEC EDGAR","document_title":"MRSH executive roster source","source_type":"sec_filing","source_tier":3,"source_url":null,"published_at":null,"last_checked_at":"2026-05-03T15:42:45.028877+00:00","relation":"supports","excerpt_locator":null}]},{"claim_type":"executive_title","claim_value":"Senior Vice President and Chief People Officer for Marsh","claim_text":"Carmen Fernandez is listed as Senior Vice President and Chief People Officer for Marsh at Marsh & McLennan Companies, Inc..","claim_state":"verified","valid_from":"2026-02-09","valid_to":null,"confidence":0.94,"source_tier":3,"verification_status":"confirmed","last_reviewed_at":"2026-04-29T07:10:16.695093+00:00","version":1,"evidence":[{"source_name":"SEC EDGAR","document_title":"MRSH 10-K executive officers","source_type":"sec_filing","source_tier":3,"source_url":"https://www.sec.gov/Archives/edgar/data/62709/000006270926000022/mrsh-20251231.htm","published_at":"2026-02-09T00:00:00+00:00","last_checked_at":"2026-04-29T07:10:16.577556+00:00","relation":"supports","excerpt_locator":null}]},{"claim_type":"executive_title","claim_value":"Senior Vice President and Chief People Officer for Marsh","claim_text":"Carmen Fernandez is listed as Senior Vice President and Chief People Officer for Marsh at MARSH & MCLENNAN COMPANIES, INC..","claim_state":"verified","valid_from":"2026-02-09","valid_to":null,"confidence":0.94,"source_tier":3,"verification_status":"confirmed","last_reviewed_at":"2026-07-11T00:40:28.171448+00:00","version":1,"evidence":[{"source_name":"SEC EDGAR","document_title":"MMC 10-K executive officers","source_type":"sec_filing","source_tier":3,"source_url":"https://www.sec.gov/Archives/edgar/data/62709/000006270926000022/mrsh-20251231.htm","published_at":"2026-02-09T00:00:00+00:00","last_checked_at":"2026-07-11T00:40:28.171448+00:00","relation":"supports","excerpt_locator":null}]},{"claim_type":"executive_title","claim_value":{"title":"Senior Vice President and Chief People Officer for Marsh","role_type_normalized":"chro"},"claim_text":"Carmen Fernandez is listed as Senior Vice President and Chief People Officer for Marsh at Marsh & McLennan Companies, Inc..","claim_state":"verified","valid_from":null,"valid_to":null,"confidence":0.94,"source_tier":3,"verification_status":"confirmed","last_reviewed_at":"2026-05-03T15:43:17.008438+00:00","version":1,"evidence":[{"source_name":"SEC EDGAR","document_title":"MRSH executive roster source","source_type":"sec_filing","source_tier":3,"source_url":null,"published_at":null,"last_checked_at":"2026-05-03T15:42:45.028877+00:00","relation":"supports","excerpt_locator":null}]},{"claim_type":"technology_background","claim_value":false,"claim_text":"Executive extraction classified technology background for Carmen Fernandez as false.","claim_state":"verified","valid_from":null,"valid_to":null,"confidence":0.72,"source_tier":3,"verification_status":"confirmed","last_reviewed_at":"2026-05-16T05:27:19.272587+00:00","version":1,"evidence":[{"source_name":"SEC EDGAR","document_title":"MMC 10-K executive officers","source_type":"sec_filing","source_tier":3,"source_url":"https://www.sec.gov/Archives/edgar/data/62709/000006270926000022/mrsh-20251231.htm","published_at":"2026-02-09T00:00:00+00:00","last_checked_at":"2026-07-11T00:40:28.171448+00:00","relation":"supports","excerpt_locator":null}]}],"network":{"schema_version":"alpha-profile-network-public-v1","relationships":[],"relationship_pathfinding":false,"authentication_prompt":"Sign in to see how you're connected.","limitations":["Representative factual associations only.","Shared contexts do not assert personal acquaintance.","Anonymous graph traversal is not available."]},"permissions":{"classification":"open_public_projection","public_retrieval":true,"agent_retrieval":true,"redistribution":false,"model_training":false,"relationship_pathfinding":false,"direct_contact":false},"limitations":["Only permissioned public claims and evidence are included.","Absence of a claim is not evidence that the underlying fact is false.","Public retrieval does not grant model-training or redistribution rights.","Private relationships and Council activity are excluded."],"structured_data":{"@context":"https://schema.org","@type":"ProfilePage","@id":"https://registry.alpha.ac/people/carmen-fernandez#profile","url":"https://registry.alpha.ac/people/carmen-fernandez","dateModified":"2026-05-16T05:27:19.058+00:00","mainEntity":{"@type":"Person","@id":"https://registry.alpha.ac/people/carmen-fernandez#person","name":"Carmen Fernandez","url":"https://registry.alpha.ac/people/carmen-fernandez"},"isBasedOn":[{"@type":"CreativeWork","url":"https://www.sec.gov/Archives/edgar/data/62709/000006270926000022/mrsh-20251231.htm","name":"MMC 10-K executive officers"}],"mainEntityOfPage":"https://registry.alpha.ac/people/carmen-fernandez"},"trust":{"schema_version":"alpha-profile-trust-v1","verification":{"schema_version":"alpha-verification-states-v1","state":"corroborated","identity_ownership":"unclaimed","assurance_level":null,"claim_state_counts":{"source_reported":6,"corroborated":2,"alpha_verified":0,"disputed":0,"superseded":0},"derivation":"claim_states+identity_ownership","summary":"At least one published claim is corroborated by two or more public sources. Profile ownership is unclaimed."},"aggregation":{"schema_version":"alpha-claim-aggregation-v1","published_claim_count":8,"under_review_claim_count":0,"owner_supplied_claim_count":0,"evidence_record_count":3,"distinct_source_count":2,"conflicts":[],"conflict_count":0,"headline_conflict_count":0,"internal_review_conflict_count":0,"contradiction_types":[],"headline_conflict_types":[],"verification":{"schema_version":"alpha-verification-states-v1","state":"corroborated","identity_ownership":"unclaimed","assurance_level":null,"claim_state_counts":{"source_reported":6,"corroborated":2,"alpha_verified":0,"disputed":0,"superseded":0},"derivation":"claim_states+identity_ownership","summary":"At least one published claim is corroborated by two or more public sources. Profile ownership is unclaimed."},"coverage":{"schema_version":"alpha-coverage-metric-v1","published_claims":8,"corroborated_claims":2,"sources":3,"distinct_sources":2,"role_claims":0,"last_reviewed_at":"2026-05-16T05:27:19.058+00:00","observed_at":"2026-09-21T16:20:11.335963+00:00","freshness_days":128}},"rights":{"public_retrieval":"allowed","agent_retrieval":"allowed","redistribution":"not_granted","model_training":"not_granted","commercial_use":"not_specified","relationship_pathfinding":"not_granted","direct_contact":"not_granted"}},"projection":{"schema_version":"alpha-profile-projection-v5","entity":{"kind":"person","slug":"carmen-fernandez","canonical_url":"https://registry.alpha.ac/people/carmen-fernandez"},"publication":{"published_at":"2026-09-02T04:20:44.357425+00:00","last_reviewed_at":"2026-05-16T05:27:19.058+00:00","as_of":"2026-09-21T16:20:11.335963+00:00"},"representations":{"html":{"href":"https://registry.alpha.ac/people/carmen-fernandez","media_type":"text/html"},"json":{"href":"https://registry.alpha.ac/api/public/profiles/carmen-fernandez","media_type":"application/json"},"markdown":{"href":"https://registry.alpha.ac/people/carmen-fernandez.md","media_type":"text/markdown"},"structured_data":{"embedded":true,"media_type":"application/ld+json"},"share_image":null},"permissions":{"public_retrieval":true,"agent_retrieval":true,"redistribution":false,"model_training":false,"relationship_pathfinding":false,"direct_contact":false}}}